Looking to build wealth through property? At Empire Mortgages in Dunfermline, we provide expert mortgage advice and tailored financial solutions to help landlords and investors succeed. With over 60 years of combined experience, our team makes property investment simple, stress-free, and profitable.
Dunfermline is one of Scotland’s fastest-growing towns, making it a fantastic location for property investment. With excellent transport links to Edinburgh and Glasgow, a growing population, and continued regeneration projects, demand for housing in the area remains strong.
Whether you’re a first-time investor or an experienced landlord, Dunfermline offers:
Investing in property here provides both immediate rental income and long-term financial security.
At Empire Mortgages, we’re more than just brokers – we’re trusted advisers who put your investment goals first.
Why investors choose us:
We take the time to understand your plans and secure the right mortgage to maximise your returns.
Property investment isn’t one-size-fits-all. That’s why we offer tailored advice across a wide range of options:
Whatever your investment strategy, we’ll help you find the most suitable mortgage product.
Our process is simple, structured, and designed around your goals:
Free Consultation – we get to know your investment plans and financial situation.
Market Search – we compare mortgages across the whole market to find the right product.
Application Support – we handle the paperwork and liaise with lenders for you.
Approval & Growth – secure your mortgage and build your property portfolio with confidence.
Start your property investment journey today – book your free consultation with Empire Mortgages.
As independent mortgage brokers based in Dunfermline, we have in-depth knowledge of the local rental market. From central Dunfermline to nearby areas like Rosyth, Kirkcaldy, and Glenrothes, we know where rental yields are strongest and where investment opportunities are growing.
Whether you’re buying your first rental property or expanding your portfolio across Fife, our local insight gives you an advantage.
Whether you’re starting your investment journey or expanding an established portfolio, Empire Mortgages is here to help. With expert advice, whole-of-market access, and local knowledge, we’ll ensure you have the right financial foundation to succeed.
Book Your Free Property Investment Consultation with Empire Mortgages Today
Yes. With strong rental demand, excellent commuter links, and long-term growth potential, Dunfermline is considered a prime location for property investors.
Most investors use a buy to let mortgage, but let to buy, portfolio, or limited company mortgages may be more suitable depending on your goals.
Typically, you’ll need at least 20–25% deposit for a buy to let or investment property mortgage.
Both options have pros and cons. Limited company structures can be more tax efficient, but it depends on your personal situation. Our advisers can help you weigh up the options.
Yes – many investors release equity from their residential or existing rental properties to fund new purchases.
Refer a Friend Scheme
Recommend a friend who is new to Empire Mortgages and if they then take out their mortgage with us, you’ll each receive £50 worth of vouchers.
We're 5 Star Rated
Daria Bogatu2025-10-08Trustindex verifies that the original source of the review is Google. I’ve been working with Nathan for the past six years, and I couldn’t be more satisfied with the level of service and professionalism he provides. From our very first mortgage to subsequent renewals and life or house insurances Nathan has consistently gone above and beyond to ensure we get the best possible rates and terms. What stands out most is Nathan’s attention to detail, clear communication and genuine care for his clients. He takes the time to explain every option thoroughly, making what could be a stressful process feel straightforward and transparent. Over the years Nathan has proven to be reliable, knowledgeable and always available to answer any questions, no matter how small. I truly value our long term collaboration and wouldn’t hesitate to recommend Nathan to anyone looking for a trustworthy and experienced mortgage professional. Beniamin Nistor2025-10-07Trustindex verifies that the original source of the review is Google. I'm pleased to say that we've been working with the best. Thanks very much for helping us to make our dream come true. Sam2025-10-01Trustindex verifies that the original source of the review is Google. Nathan helped me with my mortgage application for my first property making it a smooth process. Very helpful and informative employee at Empire Mortgages, would recommend him and Empire Mortgages to anyone. Ben Wheeler2025-09-30Trustindex verifies that the original source of the review is Google. Absolutely fantastic service from Craig at Empire Mortgages highly recommended to anyone, fantastic experience from start to finish was always just a phone call away thank you again 😀 Emma Dalziel2025-09-30Trustindex verifies that the original source of the review is Google. Excellent experience with the company. Talked us through every step of the way and was always only at the other end of the phone. Couldn’t recommend enough!! Thanks again DC (DC)2025-09-11Trustindex verifies that the original source of the review is Google. Emma has been absolutely fantastic throughout the whole remortgage process. She explained everything clearly, kept me updated at every stage, and was always quick to respond whenever I had questions. She went above and beyond to make sure everything was handled properly, and I wouldn’t hesitate to recommend her to anyone looking for a professional and reliable mortgage broker. Davie & Martin's Railway2025-09-11Trustindex verifies that the original source of the review is Google. Scott at Empire Mortgages was truly fantastic at getting me the best deal possible. He listened to all my needs and delivered an excellent product. A true 5 star performance. Lisa Duff2025-09-05Trustindex verifies that the original source of the review is Google. Scott was incredibly helpful throughout our mortgage process. He provided clear advice, answered all our questions, and guided us toward making the best decisions for our situation. We really appreciated his patience and support, and we would absolutely recommend him to others. Jane Locke2025-09-04Trustindex verifies that the original source of the review is Google. Nathan helped me with my mortgage 8 years ago when buying my first house, so when the time came to move on to a new property I could think of no one better to help me! Nathan is extremely friendly, down to earth and always available to help with anything property related or just general advice when I am clueless!! He will always strive to get you the absolute best mortgage rates - wouldn't go anywhere else! Thank you Benjamin Kessack-Morrison2025-08-11Trustindex verifies that the original source of the review is Google. Scott at Empire Mortgages Ltd. was recommended to me by a family member. Being a first time buyer, it was difficult to understand all of the jargon and details that come with buying a house, especially obtaining a mortgage. Scott made this process easy to understand and was there every step of the way, just a quick message or email away, to answer big and small questions and provide vital information. I was able to obtain my mortgage and associated insurances through Scott with no stress and would highly recommend Empire Mortgages Ltd. to anyone, especially first time buyers.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Empire Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. Tenet Lime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643.
Empire Mortgages Ltd may charge a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. Our typical fee is £295 payable on receipt of a full mortgage offer.
Registered in Scotland under reference SC545434
Registered office address: Unit 9, Flexspace, Pitreavie Business Park, Dunfermline, KY11 8UU
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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