Your home is more than just bricks and mortar, it’s where life happens, memories are made, and what matters most is kept safe. That’s why Buildings and Contents Insurance is essential. Whether you’re a homeowner, landlord, or tenant, having the right cover in place gives you peace of mind knowing that your property and possessions are protected against life’s unexpected events.
At Empire Mortgages, we provide whole-of-market advice on Buildings and Contents Insurance, helping you find the right policy at the right price. We’ll guide you through your options clearly and simply, giving you confidence that everything important to you is covered.
When choosing the right cover, it’s important to understand exactly what’s included. Buildings Insurance protects the physical structure of your home, while Contents Insurance covers the items inside.
If your home were damaged or destroyed, Buildings Insurance would cover the cost of rebuilding or repairing it.
Optional extras are available to cover high-value items and possessions you take outside your home.
Many people underestimate the financial cost of repairing or replacing their home or possessions after unexpected damage or theft. Without proper insurance, you could face thousands of pounds in costs. Here’s why it’s essential:
Don’t leave it to chance—protect what matters most.
When it comes to insurance, you deserve clear advice and access to the best deals—not confusing jargon or one-size-fits-all policies. Here’s why people choose us:
Independent, Whole-of-Market Brokers: We’re not tied to any insurer, which means we search across the market to find the right policy for you.
Personalised Recommendations: No two households are the same, so your cover shouldn’t be either.
Experienced Advisers You Can Trust: With over 60 years of combined experience in financial services, you’re in expert hands.
We Save You Time and Hassle: No endless form-filling, no spending hours comparing policies—we do all of that for you.
Protecting your home should be easy. With Empire Mortgages, it is.
Don’t leave your home and belongings at risk. Speak to one of our friendly, expert advisers today and get independent, whole-of-market advice on Buildings and Contents Insurance. Contact us today for a free consultation.
We're 5 Star Rated - What Our Clients Say
If you own your home, we recommend both. If you rent, your landlord covers the building, but you’ll need Contents Insurance for your belongings.
Buildings Insurance should cover the rebuild cost of your home—not its market value. We’ll help you estimate this accurately.
Yes, but some high-value items might need to be listed separately. We’ll make sure they’re properly covered.
Without insurance, you’ll have to cover repair or replacement costs yourself, which can be financially devastating.
Refer a Friend Scheme
Recommend a friend who is new to Empire Mortgages and if they then take out their mortgage with us, you’ll each receive £50 worth of vouchers.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Empire Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. Tenet Lime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643.
Empire Mortgages Ltd may charge a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. Our typical fee is £295 payable on receipt of a full mortgage offer.
Registered in Scotland under reference SC545434
Registered office address: Unit 9, Flexspace, Pitreavie Business Park, Dunfermline, KY11 8UU
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
© Copyright 2025 Empire Mortgages Ltd. All Rights Reserved
