Looking for trusted Mortgage brokers in Fife? At Empire Mortgages, our friendly advisers provide expert, whole-of-market mortgage advice across Dunfermline and the wider Fife area. Whether you’re a first-time buyer, remortgaging, moving home, or investing in property, we’ll help you find the right mortgage for your needs — quickly and stress-free.
At Empire Mortgages, we take pride in providing personalised mortgage advice with honesty, clarity, and care.
With over 60 years of combined experience, our expert team has helped thousands of clients across Fife secure the right mortgage deal for their unique circumstances.
We’re completely independent and have whole-of-market access, meaning we search thousands of mortgage products — including exclusive deals you won’t find directly with lenders.
Our service is designed around you, with flexible appointments available in person, over the phone, or by video call.
We offer a full range of mortgage services to suit every stage of life and every kind of borrower:
First-Time Buyer Mortgages – step-by-step guidance to make buying your first home simple and affordable.
Remortgages – switch to a better rate, save money, or release equity for other financial goals.
Buy to Let Mortgages – expert advice for landlords and property investors in Fife.
Let to Buy Mortgages – keep your current home as a rental while buying a new one.
Specialist Mortgages – support for self-employed borrowers, complex income, or credit issues.
Whatever your goals, our advisers are here to make finding the right mortgage straightforward and stress-free.
Choosing a local mortgage broker in Fife gives you a real advantage when it comes to finding the best mortgage and getting your application approved smoothly.
Here’s why working with Empire Mortgages makes a difference:
We’re passionate about helping our clients achieve their property goals with confidence and clarity.
Based in Dunfermline, Empire Mortgages proudly serves clients across the entire Fife region — including Kirkcaldy, Glenrothes, St Andrews, Cupar, Leven, and beyond.
Whether you’re buying your first home in Dunfermline, remortgaging in Glenrothes, or expanding your property portfolio in St Andrews, our local knowledge ensures you get expert advice that reflects the Fife housing market.
Our process is designed to keep things easy, efficient, and fully transparent:
Get Started with Your Free Mortgage Consultation Today
When it comes to finding trusted mortgage brokers in Fife, Empire Mortgages stands out for our experience, independence, and client-first approach.
Here’s why so many people recommend us:
We don’t just find you a mortgage — we make the process smoother, faster, and easier from start to finish.
Whether you’re buying your first home, remortgaging, or investing in property, Empire Mortgages is here to help. Our independent mortgage brokers in Fife offer expert advice, access to thousands of deals, and a friendly, personalised service you can trust.
Book Your Free Mortgage Consultation with Empire Mortgages Today
We're 5 Star Rated - What Our Clients Say
Posted on Google Paul SandersonTrustindex verifies that the original source of the review is Google. Scott made the process of getting me a mortgage a smooth process, which enabled me to focus on my day to day life. Nice guy!!Posted on Google Lauren BlackTrustindex verifies that the original source of the review is Google. The best group of people, that go above and beyond with service. Wouldn't use anyone else. Highly recommend!Posted on Google Linda HanningTrustindex verifies that the original source of the review is Google. Emma King was great to work with throughout the end to end process. Excellent Customer Service, approachable, knowledgeable and kept me informed throughout. Emma found the best product for my requirements. Massive thank you to Emma and her Team at Empire Mortgages Ltd, would definitely recommend.Posted on Google Jess WoodTrustindex verifies that the original source of the review is Google. Craig set up my mortgage 2 years ago and has been nothing less than amazing supporting me since! arranging the remortgage had some bumps in the road but it was water of a ducks’ back with Craig- nothing was ever too much of a hassle and he was always so supportive and clear in all explanations. could not recommend him and Empire Mortgages enough!Posted on Google Cara GervaiseTrustindex verifies that the original source of the review is Google. Scott is an absolutely fantastic mortgage advisor, helped me through the whole process and answered all my questions. Would recommend Empire Mortgages to anyone.Posted on Google lindsay odonnellTrustindex verifies that the original source of the review is Google. I have used Nathan for over 4 years now to secure the best mortgage deals. He has been fantasic to deal with, any questions I have asked or changes I wish to be made have been done promptly. Nothing is any hassle for Nathan, communication is excellent, prompt and always clear on advice. 100% would recommened using Empire mortgages for any mortgage/insurance requirements.Posted on Google jack wilsonTrustindex verifies that the original source of the review is Google. We have been working with Scott for around 2 years. We originally went to Scott to see what was possible for us due to bad credit in the past. We literally would not go anywhere else now. Scott is not only very knowledgeable at his job but his office is completely judgment free. Never did we feel less than or rushed out because of this- instead he was informative and kind in such a vulnerable time. Fast forward to now we have our bought house with a lower payment than private rent which we done all with Scott. He keeps you updated through the full process and is always available for any question (in which we had lots) 5/5 service and we got exactly what we wanted. See you in a few years and thank you again.Posted on Google emma hilderTrustindex verifies that the original source of the review is Google. Nathan was an absolute legend in helping us set up our insurances for our new mortgage. He was incredibly thorough and clear with all our options, and gave us great insight to be able to make the right choices. He provided outstanding and personal service from start to finish- can’t recommend highly enough. Thankyou Nathan! Emma and MattPosted on Google James MacDonaldTrustindex verifies that the original source of the review is Google. Amazing to deal with, customer service is outstanding.Posted on Google Paul RichardsTrustindex verifies that the original source of the review is Google. Brilliant, friendly service from a professional team. That makes the hassle of dealing with mortgages a breeze. A+++++
A mortgage broker helps you find and apply for the right mortgage by comparing deals from across the market and managing the application process for you.
Yes — brokers often have access to exclusive deals and can save you money by finding better rates and avoiding costly mistakes.
Absolutely. We specialise in helping self-employed borrowers, contractors, and those with complex or multiple income sources
Some brokers charge a small fee, while others receive commission from the lender. At Empire Mortgages, we’re fully transparent about any costs upfront.
We work with clients across Dunfermline, Kirkcaldy, Glenrothes, Cupar, St Andrews, Leven, and the surrounding areas.
Refer a Friend Scheme
Recommend a friend who is new to Empire Mortgages and if they then take out their mortgage with us, you’ll each receive £50 worth of vouchers.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Empire Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority. Tenet Lime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643.
Empire Mortgages Ltd may charge a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. Our typical fee is £295 payable on receipt of a full mortgage offer.
Registered in Scotland under reference SC545434
Registered office address: Unit 9, Flexspace, Pitreavie Business Park, Dunfermline, KY11 8UU
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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